Commercial financing transactions are a principal focus of our practice. We represent commercial banks, private lenders and corporate borrowers in a broad range of commercial financing transactions. Our practice includes acquisition and merger financings, leveraged buy-outs and recapitalizations, bank financings, asset based financings, working capital financings, second lien and subordinated financings, equipment financings and leasing, real estate financings and securitizations, project financings, secured and unsecured financings, letters of credit, participations and assignments, and other similar commercial credit transactions. Our business clients frequently retain our firm when arranging for bank borrowings or other extensions of credit. Our attorneys have broad experience in facilitating suitable financing to meet the needs of our business clients. We assist businesses in negotiating and closing financing arrangements of all types with banks and other financial institutions. We represent lenders as well as borrowers in various financings. Representing financial institutions has been central to the firm's practice since its inception and is a significant and continually expanding segment of our business. Our experience in structuring, documenting and closing commercial loans at an expedited rate, but in a precise and professional manner, offers a valuable resource to our clients. Our attorneys have the breadth of experience essential to negotiate, structure, and document highly complex and varied transactions. We have represented various financial institutions, including both established and de novo banks throughout New Jersey.